Home / About Us Who we are

About Bizerba Financial Services GmbH

Bizerba Financial Services GmbH is an independent publisher of educational content on commercial leasing, equipment financing and business asset finance. We do not arrange, broker or process any financial products.

Our purpose

Making leasing terminology easier to navigate

Commercial leasing and equipment financing involve their own vocabulary: residual value, balloon payments, off-balance-sheet treatment, hire purchase, sale-and-leaseback. Business owners often meet these terms for the first time in the middle of a negotiation.

Bizerba Financial Services GmbH was created to explain these concepts clearly and neutrally, ahead of time, so readers can approach a conversation with a bank, broker or leasing provider already understanding the framework being discussed.

Team reviewing documents and equipment schedules at an office desk
Two colleagues shaking hands after a business discussion
Editorial approach

Neutral, source-based and non-promotional

We are not affiliated with any leasing company, bank or equipment vendor, and we do not accept payment to feature a provider. Our guides describe how instruments generally work in the market rather than recommending any specific company.

  • Content written for general educational understanding
  • No paid placements, sponsorships or affiliate offers
  • Regularly reviewed for accuracy and clarity
  • Independent of any single leasing or financing provider
What we do not do

An information resource, not a financial provider

No applications

We do not collect leasing or financing applications, and nothing submitted through this site is forwarded to a lender.

No payments

Bizerba Financial Services GmbH does not process payments of any kind. The site offers no paid services or checkout of any form.

No advice

Content is general information only and should not be treated as financial, legal, tax or investment advice.

Registered office. Bizerba Financial Services GmbH is based at Wilhelm-Kraut-Straße 45, 72336 Balingen, Deutschland. For questions about this site or its content, see our contact page.